Auto Loans

Finance a new or new-to-you vehicle, motorcycle, boat, ATV, or refinance a current loan. Use our loan calculators to estimate monthly payments or give us a call, we would be more than happy to help!

At GEECU we offer:

  • Flexible Terms
  • Low Rates
  • 100% Financing
  • Guaranteed Auto Protection (GAP)

 

Share Secured Loans

If you have the money but don’t want to use it, we’ll loan you the money and pledge your shares. With a Shared Secured loan, you borrow against your shares (savings). You receive a low rate, while still earning interest on your savings. Regardless of the reason, it’s no problem.  Simply let us know and we will get it set up for you!

Funds must be on deposit at GEECU.

 

Personal Loans

Need a small personal loan?  Whether for vacation, medical bills, emergency care repair, whatever life brings… We offer unsecured loans for up to $1000.

Loan approval required.  Approval based on creditworthiness and ability to repay.  Rates are based on security offered and term of loan. No prepayment penalty.  Paying early saves you interest.

See credit union for details. Loan rates subject to change without notice. Equal opportunity lender. This credit union is federally insured by the National Credit Union Administration

 

Student Loans

We work with ISL Education Lending to offer private loans to help you pay for college as well as
refinance existing student loans. ISL Education Lending is a nonprofit organization with decades
of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

  • Loans for college students
  • A loan option for parents and family members who wish to borrow on behalf of a college
    student.
  • Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help
students and families avoid overborrowing and plan smart for life during and after college.

To learn more, visit the ISL Education Lending website:
www.iowastudentloan.org/geecu

ISL Education Lending 

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA, or
    Free Application for Federal Student Aid. You should also work with your college
    financial aid office to explore and exhaust all sources of student financial aid before
    seeking a private student loan.

*Gas & Electric Employees Credit Union is compensated by ISL Education Lending for the referral of student loan customers.

 

Loan Guidance

Whether you have a question about buying a new car or truck, need assistance with budgeting or obtaining credit, we are here to help with confidential loan guidance. Simply give us a call, and no matter the need, we will support you in the best way possible.